To begin – Joe Simmons is a Convicted felon with history of fraud and scams. His wife Mary O’Brien we believe is a part of his scams and fraudulent acts.

1972: Making a false statement to FDIC bank (2 counts); false financial statement to FDIC bank
1973: False financial statement to FDIC bank; Interstate transfer of money taken by fraud; use of wire in furtherance of scheme to defraud
1974: Writing a bad check and mail fraud
1974: Fugitive of justice
1975: Making a false statement to a bank
1976: Again, making a false statement to a bank
1974: Parole violation
1989: Felony count of issuing a bad check
1993: Equity skimming
1997: grand theft, securities fraud, sale of unregistered securities, sale of securities by an unregistered agent.
2009: fraud/impersonation of his former business partner to obtain credit cards